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Payday Loans South Africa

If you are in financial crunch and there are sudden, unexpected expenditures that you need to meet, then we, at Send Me Cash, help you by arranging urgent payday loans, which are short term and quick. The loans are not intended to be long term and for big purchases. Whether its unexpected car repair, holiday bills, or an unfortunate medical expense, you can always rely on us the cash support. Our loan options are safe, convenient, and affordable way to come over your financial hurdles.

With payday loans South Africa, get instant cash at less stringent terms than traditional banks. You can get anything between R1000 to R30 000 depending upon your needs and repayment capabilities.

Send Me Cash ensure that you get flexible and straightforward loans. We value honesty, fairness, and transparency. We do not charge any fee and guarantee you a loan in no time. Apply for the payday loan by simply filling an online form. We send the details to the loan providers and ensure that your loan is approved in a few minutes.

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Our mission


SendMeCash offers instant payday loans with immediate payout and no need for collateral. We have simplified the process so you can access funds quickly and conveniently. With just a simple online procedure, you can apply for a loan without the hassle of paperwork or extensive requirements.

Why Choose SendMeCash?

We, at Send me cash, are a trusted South Africa resource for payday loans online same day. We strive to connect our customers with reliable lenders. You can rely on us when you face any emergency and need quick funds.

Here are some reasons why you should choose us:

We offer fast, convenient service and help you get funds at the most competitive rates.


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How Payday loans do works?

Payday loans South Africa process is simple and quick. If you have the means to pay back your loan along with the interest and fees, then you can easily apply through our hassle free process. To be eligible, you need to fulfill the following conditions.


Be at least 18 years of age


Be a South Africa citizen


Be employed in a regular job


Have a checking account


Have valid address, contact number, and email address

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Frequently Asked Questions (FAQ)

Welcome to our General FAQ section! Find quick answers to common questions below. Contact support for further assistance. Enjoy your experience with us!

What is payday loans South Africa?

Online payday loans in South Africa are a type of loan designed to offer quick access to funds when urgently needed. Typically short-term and for smaller amounts, they're provided by lenders who can make rapid decisions.

These loans are primarily offered online and can often be approved within just 1 hour. They're typically unsecured, meaning no collateral is needed to secure the loan. Additionally, many lenders provide flexible repayment options, enabling borrowers to tailor their repayment plans to suit their budget.

With minimal documentation requirements and instant approval processes, these loans provide convenience and swift access to cash for those facing urgent financial needs

What can I use a guaranteed payday loans instant approval for?
  • Emergency Expenses: Whether it's an unforeseen medical bill, urgent home repairs, or a sudden car repair, a payday loan provide the urgent funds for unexpected expenses.
  • Utility Bills: Unexpectedly high energy bills, overdue water bills can catch you off guard. A payday loan help bridge the gap until your next paycheck.
  • Home Improvements: Whether it's a small renovation project or urgent repairs, a payday loan can finance your home improvement needs.
  • Vehicle Repairs: If your vehicle requires immediate repairs or maintenance that you haven't budgeted for, a payday loan can cover the costs.
How to apply for payday loans without credit checks form SendMeCash?

Applying for a payday loans without credit checks with SendMeCash is a straightforward process, though it's important to note that the loan processing time depending on status and checks. Here's what you need to do:
1. Fill out our online application form with your personal details.
2. Specify the amount you wish to borrow.
3. Provide information about your employment status, salary, expenses, and banking details.
Once we receive your application, we'll conduct a credit and affordability check on your profile. If approved, the loan amount will be transferred to your bank account within 1 hour.

What loan amount can I get approved for in 5 minutes?

The amount of money you can borrow within 5 minutes depends on several factors, with the lender you're borrowing from, your credit history, and financial situation.

For instance, if you're applying for a loan with SendMeCash for the first time, you can apply for any amount between R200 and R500. However, if you're an existing customer, you may be eligible to apply for up to R8000.

Is it possible to get a payday loan if I have bad credit?

It differs from lender to lender, but at SendMeCash, we do consider loans for people with bad credit. We understand that poor credit histories fully reflect your current financial situation, so we take a full approach when evaluating loan applications.

Can I get direct lender payday loans online in 1 hour?

Yes, it is possible to getting direct lender payday loans South Africa online within 1 hour. Many lenders offer fast decisions with quick approvals. However, the timeframe for receiving the loan amount can depend on various factors, including the lender's policies and processing times.

It's wise to review the terms and conditions of the lender to control if they can provide the loan amount within your desired timeframe.