Short on cash? Need instant fiscal assistance without facing any problems or complicated hassles? SendMeCash offers a no credit check solution to address unexpected financial challenges by providing short term loans from direct lenders.

Our customer-centric approach and guaranteed approval services in South Africa aim to assist people in obtaining the funds they need quickly and effortlessly, ensuring the right deal without any hassle, available 24/7.


98% of loan applications are approved.

The decision in as little as 15 minutes.

Funds directly in your bank account within an hour.

Simple online application process for loans up to Rand 5000.

Payments are scheduled for up to 6 months.

What are guaranteed approval loans in South Africa?

When a lender advertises “guaranteed approval,” it may lead you to believe that your loan application will be approved without any conditions or considerations. However, the reality is a bit more nuanced.

While “guaranteed approval” implies a high likelihood of being approved for a loan, it doesn’t necessarily mean that every applicant will be approved. Lenders still assess various factors, such as your credit history, income, and employment status, making a decision.

Guaranteed approval loans in South Africa are financial products offered by certain lenders who assure borrowers that their loan applications will be approved, regardless of their credit history or financial situation. These loans are targeted towards people who have difficulty obtaining loans from traditional lenders due to poor credit scores and other financial difficulties.

Guaranteed Approval Loans from SendMeCash

The key features of guaranteed approval loans in South Africa include:

Accessibility: SendMeCash is accessible to people with a wide range of credit backgrounds, including those with bad credit or no credit history.
Quick Approval: SendMeCash offering guaranteed approval loans often promises fast approval processes, allowing borrowers to receive funds quickly, sometimes within hours of application.
Minimal Requirements: The application process for guaranteed approval loans usually has minimal documentation and requirements, making it easier for borrowers to qualify.
Flexible Terms: SendMeCash offers flexible repayment terms, allowing borrowers to tailor the loan to their financial needs and conditions.
Higher Interest Rates: Due to the increased risk associated with lending to people with poor credit, guaranteed approval loans often come with higher interest rates compared to traditional loans.

Where can I use high-risk loans with guaranteed approval?

You can use guaranteed approval loans during sudden financial emergencies when access to hassle-free funds becomes necessary, even outside of regular business hours. Payday loans eliminate time-consuming hassles and provide quick financial assistance to those in need. SendMeCash offers funds to help you cover various expenses, including:

Car repairs

Paying house rent

Building credit

Debt relief

Day-to-day utility bills

Health insurance or medical bills

These loans address urgent financial needs and provide relief when unexpected expenses arise.

Requirements to Get Instant Guaranteed Approval Loans, South Africa

The major requirements that one has to fulfill to get their application accepted include:

  • Having proof of their South African citizenship
  • Having an active bank account
  • Providing lender their proof of income
  • Having a government-issued ID for verification of certain details

Application Process

The application process for guaranteed approval loans is straightforward and involves the following steps:

Online Application: Borrowers can submit their loan application online through the lender’s website.

Document Submission: Depending on the lender’s requirements, applicants need to provide basic identification documents, such as a valid ID or passport.

Approval and Disbursement: Once the application is submitted, lenders assess the applicant’s eligibility and, upon approval, disburse the funds directly into the borrower’s designated bank account.

Frequently Asked Questions

Yes, guaranteed approval loans in South Africa are helpful financial assistance to people with low credit backgrounds, including those with a less-than-perfect credit score.

While requirements among lenders, applicants need to provide basic identification documents, such as a valid ID or passport.

Yes, guaranteed approval loans South Africa offer handy funding options and can be used to cover a wide range of expenses, including medical bills, car repairs, and educational fees.

The approval and payment process for guaranteed approval loans is usually swift, with funds often deposited into the borrower’s account within 24 to 48 hours.